Episode 674: Low Buy July: 31 Days to Your Financial Reset

In this episode of Clutter Free Academy, Kathi Lipp and Tonya Kubo talk about why they’re moving from “No Buy July” to a gentler, grace-filled “Low Buy July.” If you’ve ever felt like buying toilet paper broke the rules or you’re just exhausted by all-or-nothing thinking, this conversation is for you.

• The mindset behind Low Buy July and why it matters now more than ever
• Four financial “levels” to help you decide what to do with the money you don’t spend
• How a bug bite venom extractor earned its spot in Kathi’s house
• What it means for something to truly earn a place in your life

The episode explores how “Low Buy July” can be a reset for your financial life rather than a restriction, with practical strategies and mindset shifts for handling spending and decluttering. Discussion includes dealing with changing financial circumstances, family involvement in challenges, and using money saved for emergencies, debt repayment, or fun treats. Kathi and Tonya also share tips for prepping for a no/low-buy challenge, such as taking inventory of household essentials, considering subscription cutbacks, and planning ahead. They reflect on how managing spending is about creating breathing room and new habits, not deprivation—and encourage listeners to join the Clutter Free Academy Facebook group for support through the challenge.